Mortgage Modification Mediation

The perfect loan modification program!  Why?  Because it is court-supervised: no more "we don't have all the documents" from your lender.  The MMM is a court-sanctioned program to help qualified Chapter 13 debtors keep their homes.

After applying for the MMM, borrowers make their mortgage payments to the Chapter 13 Trustee rather than to the lender directly.  A mediator is appointed to facilitate communications between borrowers and lender.  All documents submitted to the lender as well as comments from the lender and mediator are kept on a secured court portal.  The portal is available to the borrowers, lender, their attorneys, the Court and the Chapter 13 Trustee.  The portal insures that no documents are lost or misplaced.

Pleasant Title

IRS Offer in Compromise

Student Loans

All those ads promoting settlements with the IRS for "pennies on the dollar" come down to one thins: the IRS Offer in Compromise program.  Those "pennies on the dollar" claims are true in some cases but not all.  Technically, the IRS may agree to an offer if there is "Doubt as to Collectibility" (DATC) or "Doubt as to Liability" (DATL).

Are student loans dischargeable in bankruptcy?  The question has elicited different responses depending onn who you ask.  The truth is that Congress has carved an exception to dischargeability when it comes to student loans.  As always, however, there are exceptions to the exceptions.

Most of our Offers in Compromise are DATC.  A taxpayer's financial profile is prepared and submitted to the IRS. The taxpayer makes a fair and equitable offer to the IRS on the basis that they are in noncollectable status due to their financial situation.

Search
  • ejvgravel

Mortgage Modification Mediation

Updated: Aug 4, 2018

Finally! A loan modification available under the supervision of a federal court. Since the fall of 2016, the Bankruptcy courts of Northern California (San Francisco, Oakland, San Jose) have adopted the Mortgage Modification Mediation (MMM) program. Essentially, it is a court-supervised loan modification application with a court-appointed mediator.

Welcome to your blog post. Use this space to connect with your readers and potential customers in a way that’s current and interesting. Think of it as an ongoing conversation where you can share updates about business, trends, news, and more.

Do you have a design in mind for your blog? Whether you prefer a trendy postcard look or you’re going for a more editorial style blog - there’s a stunning layout for everyone.

You’ll be posting loads of engaging content, so be sure to keep your blog organized with Categories that also allow visitors to explore more of what interests them.


Create Relevant Content


Writing a blog is a great way to position yourself as an authority in your field and captivate your readers’ attention. Do you want to improve your site’s SEO ranking? Consider topics that focus on relevant keywords and relate back to your website or business. You can also add hashtags (#vacation #dream #summer) throughout your posts to reach more people, and help visitors search for relevant content.


Blogging gives your site a voice, so let your business’ personality shine through. Choose a great image to feature in your post or add a video for extra engagement. Are you ready to get started? Simply create a new post now.

12 views

© 2023 by Coach.Corp. Proudly created with Wix.com