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Chapter 7 Bankruptcy


Chapter 7 is the preferred solution for debtors overwhelmed with credit card debt or other forms of unsecured debt such as medical bills or a judgment arising from a lawsuit.  A filing under Chapter 7 or Chapter 13 bankruptcy will usually put an end to a lawsuit.

Chapter 13 Bankruptcy


Chapter 13 bankruptcy is usually the best solution for homeowners or when facing foreclosure: it allows the restructuring of loans and stops the foreclosure sale.  It often strips away a second loan taken on the house, such as a HELOC...

Chapter 11 Bankruptcy


Chapter 11 bankruptcy is a financial tool and a specialized area of the bankruptcy code. Chapter 11 is a complex reorganization of one’s finances. Chapter 11 is similar to Chapter 13 in that it is a reorganization plan.  However the...

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Audit Representation


No panic when called for an audit!  In 90% of cases, the Law Offices of Eric Gravel can negotiate a reasonable settlement with the IRS. The IRS is just like any other business: they make deals and they don't like to waste time.  The fact is that the IRS...

Loan Modification


Our specialty is to work loan modifications through the MMM (Mortgage Modification Mediation) program of the United States Bankruptcy Court.

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Bankruptcy Litigation


We represent both Debtors and Creditors in bankruptcy litigation.  Most bankruptcy filings go well. Sometimes however it is necessary to file a lawsuit in the Bankruptcy Court, either against a Creditor or against a Debtor.  

Video Tutorials 
Bankruptcy Basics Part 1


 This video is a presentation from the U.S. Courts.

Bankruptcy Basics Part 2


 This video is a presentation from the U.S. Courts.

Bankruptcy Basics Part 3


 This video is a presentation from the U.S. Courts.

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