Bankruptcy Attorney Serving The San Francisco Bay Area
Protecting You from Creditors Through Bankruptcy
If you’re overwhelmed by debt and feel like you’re running out of options, you’re not alone. Countless individuals and families throughout the San Francisco Bay Area have faced similar financial challenges — and many have regained control through informed legal guidance. The Law Office of Eric Gravel understands how stressful financial hardship can be.
With a long track record of helping Bay Area clients achieve genuine debt resolution, we provide the personalized support you need to regain stability and build a stronger financial future. Your journey toward relief begins with a clear strategy, and The Law Office of Eric J. Gravel is here to guide you through every step.
We represent clients across the Bay Area, including communities such as San Francisco, Oakland, Berkeley, Alameda, San Mateo, Walnut Creek, Richmond, and other nearby cities.
Call The Law Office of Eric Gravel at 415-843-7454 to schedule a consultation with a lawyer today.
What Happens During the Bankruptcy Process?
After your initial consultation, Attorney Eric J. Gravel will walk you step-by-step through the bankruptcy process so you can make informed, confident decisions. He will carefully evaluate your financial situation to determine whether you qualify for Chapter 7 or if Chapter 13 may be the better solution based on your income, assets, and goals.
Eric personally oversees every stage of your case — from preparing all legal documents to filing with the bankruptcy court. He also works directly with the appointed trustee to help ensure your case moves forward efficiently and without unnecessary delays.
Throughout the process, you can expect direct communication and compassionate guidance from the attorney handling your case from day one. You’ll never be left wondering what comes next. Whether you live in San Francisco, Oakland, the East Bay, or elsewhere in the Bay Area, you can turn to Eric for clear, tailored guidance that suits your specific circumstances. Take the first step toward relief — schedule your consultation today.
What Are The Differences Between Chapter 7 And Chapter 13 Bankruptcy?
In a Chapter 7 bankruptcy, you can eliminate most types of debt — including medical bills, credit card balances, past-due taxes, vehicle repossessions, and more. Filing immediately stops frozen bank accounts, wage garnishments, and pending lawsuits, giving you the breathing room you need. In many cases, you can keep important assets like your car and home as long as you continue making on-time payments.
A Chapter 13 bankruptcy works differently. It allows you to consolidate your debts into one manageable monthly payment, giving you time to pay what you owe without constant pressure from creditors. Like Chapter 7, it stops garnishments, lawsuits, and account freezes right away. Chapter 13 can also help you prevent foreclosure or repossession, giving you the opportunity to catch up on missed payments and protect your property.
You don’t have to face creditor harassment or financial stress any longer — Attorney Eric J. Gravel can help you take control of your situation and move toward a fresh financial start.
Bankruptcy Law - FAQs
Do I have to live in San Francisco or Oakland to work with your firm?
No. We work with clients throughout the Bay Area and can handle your case remotely or in person from either office.
Will filing bankruptcy stop lawsuits or wage garnishment?
Yes. Filing a bankruptcy case triggers an automatic stay, which immediately stops lawsuits, garnishments, and creditor contact.
Will I lose my home or car if I file bankruptcy?
Most Bay Area clients can keep their home and vehicle as long as they remain current on payments and meet exemption guidelines.
How long does the bankruptcy process take?
A typical Chapter 7 lasts 3–5 months. Chapter 13 repayment plans run 3–5 years. Chapter 11 varies based on complexity.
Can bankruptcy wipe out all my debt?
Bankruptcy eliminates many types of debt, but some obligations — like child support, some taxes, and certain student loans — remain.
Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.
Have Questions About Bankruptcy?
Contact The Law Office of Eric Gravel at 415-843-7454 — we’ll take the time to answer your questions and help you understand your options.